Credit Portfolio Consultant 3 in Concord, California | DiversityInc Careers
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Credit Portfolio Consultant 3

Job Description

Wells Fargo Credit Card Acquisitions Risk has an exciting and visible opportunity for an individual with a strong analytical background in consumer credit to be part of a team responsible for credit card originations strategy. This key individual will be responsible for Acquisitions Credit Card strategy development and will: 

•    manage credit risk, size opportunities, build business cases and test existing credit risk criteria;  
•    influence the rollout of test and pilot programs and criteria changes that manage credit risk; 
•    manage complex analysis to assure profitable growth while minimizing credit/operating losses and reputation/compliance risk exposure; 
•    create and share useful monitoring reports on various credit, vintage, product, offer, channel, mix, swap sets, delinquency, loss rate and concentration risk on new account acquisitions;  
•    validate and develop controls for implemented strategies assuring they are executed as intended per approved business cases; 
•    influence timelines for business case development, approval and implementation;  
•    prepare and present strong business cases to senior managers to garner support and approval; 
•    partner with Compliance and various credit, deposit and product groups and external vendors to develop effective ways to manage new acquisition strategies, leverage best practices and new tools/data;  

The desired individual will be self-motivated and have strong desire to advance in a risk management role.

Required Qualifications

  • 6+ years of risk experience

Desired Qualifications

  • Excellent verbal, written, and interpersonal communication skills
  • Strong attention to detail and accuracy skills
  • Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
  • Solid problem solving skills
  • Strong organizational, multi-tasking, and prioritizing skills
  • SAS experience
  • SQL experience
  • 5+ years of credit underwriting experience
  • Risk management experience

Other Desired Qualifications

Prior experience in a credit card risk management role in unsecured lending, especially acquisition underwriting and line assignment
Proven track record with hands on experience in business analytics and recommendations
Strong SAS and SQL data processing skills
Excellent presentation and communication skills with all levels of audience
Results driven 



All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.