Credit Management Associate III in Melville, New York | DiversityInc Careers
 
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Credit Management Associate III

Job Description
•Processes incoming/outgoing transactions by preparing and inputting necessary documentation to maintain underwriting workflow.
•May assist in preparing the most basic financial analysis of less complex loans / industries/ Customers, maintaining credit file, financial statement and assist with analysis memos.
•Works closely with CCM team in supporting basic underwriting functions including spreading of financial statements.
•May assist in research of industry specific information from outside sources, including conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.
•Assist CCM with clearing and management of exceptions
•Supports and assists CCM Team with reporting, loan activities, delinquencies and tracking in loan information.
• May generate and distribute reports to the CCM team.
•Manages a loan pipeline from origination through approval in accordance with Bank policies and procedures.
•Works independently in resolving more complex issues relating to origination process through booking.
•Follows quality control procedures to verify records contain proper content using checklist and other tools.
•May create/manage/confirm TD document changes and inputs are consistent with system requirements.
•Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors.
•Establishes strong working relationships with commercial stakeholders, credit risk and other internal areas involved in underwriting, approval and closing loans.
Job Requirements
•3-5 Years of related experience
•Accounting knowledge, including FASB and GAAP regulations, particularly in assigned line(s) of business
•Curious and observant with willingness to investigate to understand details of assigned business lines/accounts
•Strong analytical and problem solving skills
•Proactive, with ability to obtain necessary information and influence others in a tactful way without direct authority
•Relationship management skills, with ability to develop good client working relationships
•Communication skills, with ability to clearly display and explain numerical information and articulate required accounting treatmentPC skills, including understanding of accounting software applications
•Ability to analyze non-routine transactions and those requiring judgment

  • Must be eligible for employment under regulatory standards applicable to the position.