Business Banking Loan Officer II South Bay in Aptos, California | DiversityInc Careers
 
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Business Banking Loan Officer II South Bay

  At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.   The Business Banking Officer is primarily responsible for building and developing relationships with Small Business Banking customers by actively engaging in outside sales activities (about 80 percent of the time). This includes consulting with potential clients, analyzing credit and financial information, anticipating the banking needs of the customer, and partnering with branch employees to create and implement sales strategies. The Business Banking Officer represents U.S. Bank at various public functions to build and deepen relationships with potential and current customers.

We’re looking for people who want more than just a job – who want to make a difference in the communities where we live and work. Apply today and explore what’s possible with a career at U.S. Bank.
  Qualifications  

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- One to three years of experience in relationship banking or other job related experience

Preferred Skills/Experience
- Strong relationship management and business development/b2b sales skills
- Well-developed analytical and problem-solving skills
- Basic knowledge of credit administration and credit quality
- Thorough knowledge of business banking products and services
- Demonstrated understanding of basic financial accounting and analysis
- Ability to work effectively with individuals and groups in managing customer relationships
- Excellent presentation, verbal and written communication skills
- Previous experience with small business/commercial lending