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Sr. Product Manager - Corp Product & Services

Job Description
The Product Manager II is responsible for the continuous improvement and end to end management of assigned Company products, services and programs including features, benefits and characteristics that meet customer needs and are priced to meet the Company profit and loss objectives.Job Requirements
Serves as an expert providing a foundation of knowledge to guide decisions throughout the product definition and launch
Determines effective ways to deliver a complete solution to an identified product problem and looks for ways to fill gaps. Performs objective analysis of potential market opportunities and articulates learning's to quantify the risk, including a financial model.
Designs, maintains and enhances the Company's existing and new product line pricing structures, strategies and tactics to meet changing environment, customer preference and revenue targets
Ensures prices and programs comply with Company pricing strategy and constantly monitor profitability and key drivers taking action as necessary to improve results
Develops analytical processes and evaluates pricing data on a daily basis Implements pricing processes for modeling, volume forecasting and measurement to identify key performance indicators. Develops tools and models that would allow testing of price elasticity. Works with Research and Risk management to ensure profitability goals, customer needs and that credit decisions optimize risk/rewards.
Manages the product management budget for specific products to ensure objectives can be achieved within budget and meets or exceeds profit and loss goals. Identifies changes in expenses and works to manage them to meet revenue goals.
Evaluates the presence and relative importance of key product deliverables. Establishes annual business and expense plans for each product and monitors results adjusting the plan to meet the changing environment and budget targets as necessary.
Becomes the expert on the financial/banking market and its customer needs. Describes the Company's unique ability to deliver value while differentiating itself from competitive offerings. Ensures continuous growth of self and staff.
Bachelor’s degree or progressive work experience in addition to experience below
7+ years related experience required
Travel may be required
Demonstrated experience and success in product design in a financial/banking environment
Strong communication, problem-solving and decision making skills with ability to effectively communicate with senior managers
Demonstrated ability to build strong collaborative business relationships
Proven ability to negotiate and apply skills to exercise influence over others decisions without express authority and influence change
Demonstrated experience in project management and building project plans and presentations
Proven understanding of product pricing and financial statements